Buyer’s Guide

Buying a property
with Godfrey Living

Whether it be your first home or an addition to your investment portfolio, purchasing a property can be one of the biggest decisions of your life. We have successfully helped many prospective buyers through this process using our tried and tested 5-step process.

We understand the property market very well and have over a decade of experience guiding prospective buyers through what can be a turbulent process if not managed in the correct manner. We keep things very simple and through our 5-step process we look to ensure the journey is a memorable and a rewarding one. We have a well-established reputation within the Brighton and Hove area that allows us to utilise our relationships with complimentary sectors to cater for any eventuality during this time.

Our step-by-step process

01

Establish your finances

02

Your buying criteria

03

Making an offer

04

Legal requirements

05

Exchange and Complete

01 Establish your finances

Establishing your financial boundaries with regards to applying and obtaining a mortgage, as well as the logistics of how much you can borrow and the steps required are something we specialise in and can help with.

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02 Your buying criteria

Defining your buying criteria is a critical step that allows us to understand where, when and what you are interested in purchasing and to begin the process of locating a property that ticks all of your ‘must haves’ before moving on to make an offer.

03 Making an offer

Making an informed yet timely offer on your chosen property is an important step and one that can require some strategic negotiation. We have helped hundreds of prospective buyers both make and have offers accepted.

04 Legal requirements

Our network of trusted relationships within the legal, financial and property sectors allow us to deliver a robust framework to support you through your property buying process. From getting solicitors in place to managing contracts and legally required surveys.

05 Exchange and Complete

You are now very close to completing your property purchase. We assist you with these final few steps that are critical in helping you to obtain the property of your dreams or start your journey to building an investment portfolio.

01

Establish your finances

02

Your buying criteria

03

Making an offer

04

Legal requirements

05

Exchange and Complete

I found Godfrey Living extremely helpful and polite. My queries were always dealt with in a quick, professional manner and would definitely recommend. Something you rarely hear for letting agencies!

Cara E – Brighton

Budgeting for the buying process

Before entering the buying process, it is essential to have a plan in place. A plan that will not only help you gain an understanding of your current financial situation and borrowing viability, but also to forecast and get to grips with the potential costs throughout the property purchasing process. Here are some of our top tips to budget for buying a house.

  • Get to grips with your existing outgoings
  • Let us help you obtain the best mortgage plan possible
  • Map out the initial costs for the purchase
  • Understand the ongoing costs of making this purchase
  • Aim to plan to have some financial contingency

Once you have a real handle on your current financial situation, we can work then with you to look into the most appropriate mortgage plans and lending options available on the market. This will give you a much better idea on the monetary implications of moving forward with your house purchase.

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Calculate Stamp Duty

Use our Stamp Duty calculator to get an instant estimate of how much Stamp Duty you’ll need to pay on your new home based on the new updated rates.

Stamp Duty: £0

One of our experienced team are ready and happy to help discuss your property requirements, so please get in touch as we’d love to hear from you.

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